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  • ( ) JJB Sports battles on despite revenues fall

    And revenue from health clubs and indoor soccer centres was up 20.8 per cent. Roger Lane-Smith, chairman of the group, which has seven of its 410 outlets in Edinburgh, said in a statement ahead of its annual general meeting in home town Wigan: "We have now passed through the trading period which included the very difficult comparatives of the 2006 World Cup. I believe that despite these tough comparatives our trading results have been satisfactory." And looking ahead, Mr Lane-Smith added: "I look forward to what I believe will be a more positive second half of the current accounting year. We will continue to focus on our policies of product differentiation, improving our gross margin and the continuing growth of our leisure division." JJB, which formed in 1971 and floated in 1994, sells a host of sports items from football kits and sports clothing to bikes and golf equipment. More>>

  • ( ) China tops India again

    India should learn from China on the population policy. It would be an even bigger problem for India to keep growing at the current speed in population. They will realize it one day, but it may be too late when they have already reached 2 billion people.

    . More>>

  • ( ) Home equity loan avoids fees of refinancing mortgage

    Q. I would like to refinance my adjustable-rate mortgage to lock in one of today's low rates. But I don't want to pay a lot of fees for a new mortgage that would actually make my monthly payments bigger over the next year. Refinancing would cost thousands, which seems like an awful lot for a loan of only about $80,000. What should I do?

    A. You might consider a home equity loan instead of an ordinary mortgage. Many home equity loans are unusually attractive now.

    Yours is a dilemma that confronts many homeowners with adjustable mortgages, or ARMs: They may be happy with the low interest rates they're paying today - in many cases only 4 percent or so - but they worry their rates will rise in the future.

    It would be nice to lock into a low fixed rate, but refinancing fees can total thousands. More>>

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